Terms of Use

What this is

life.oyloo.com is a private dashboard operated by Eduard Ilyin, a private individual, for his own use. It shows my own finances, workouts, household records and research notes. The public podcast is a personal creative publication on the same site. The site is not operated by a company, is not sold or licensed to anyone, and generates no revenue.

Who may use it

Anyone may visit the public podcast pages, subscribe to the RSS feed, stream an episode or download its audio. The rest of the site is limited to me and the few members of my immediate family who have been given an account for specific pages. There is no public registration. Attempting to access private parts of the site without an account is not permitted.

Podcast media and copyright

The podcast audio, artwork and transcript are owned by Eduard Ilyin and Tatjana Iljina unless an episode says otherwise. Listening, downloading for personal use and linking to a public episode are allowed. Republishing, selling, altering or using the media commercially requires prior permission. Podcast directories may copy the RSS metadata and artwork as needed to list and play the show.

Bank connections

Where the dashboard shows bank data, it obtains it read-only through a licensed account information service provider under PSD2, for accounts I hold myself. No payments can be initiated through this site. The figures shown here are a convenience copy: my bank's own statements and balances are always the authoritative record, and I do not rely on this dashboard for anything legally or financially binding. Details are in the privacy policy.

No warranty

The site is provided "as is" and "as available", without warranties of any kind, express or implied. Data may be incomplete, stale, mis-categorised or plainly wrong; syncs may fail silently; pages may break. Nothing on this site is financial, medical, legal or tax advice.

Availability

It runs on hardware in my home. There is no service level, no uptime commitment and no support. It may be offline, changed beyond recognition, or shut down entirely at any time and without notice.

Liability

Because this is a private tool offered to no one, to the fullest extent permitted by applicable law no liability is accepted for any loss or damage arising from its use or unavailability. Nothing here limits liability that cannot be limited by law.

Changes

These terms may change whenever the site does; the date at the top reflects the latest version. Questions go to [email protected].

Platform trademarks

Apple and Apple Podcasts are trademarks of Apple Inc., registered in the U.S. and other countries. Spotify and YouTube names and logos belong to their respective owners. References and links identify listening platforms and do not imply sponsorship or endorsement.